Fees & Payments

We make every effort to keep down the cost of your medical care. Along these lines, payment is requested at the time of service unless other prior arrangements have been made. We accept major credit cards to facilitate this process. Please ask our staff if you have any questions about fees or financial arrangements.

Insurance Plans

Health care insurance is intended to cover some, but not necessarily all, of the cost of your treatment. Most plans include coinsurance, a deductible and other expenses which must be paid by the patient.

There are also occasions when your insurance company may reimburse at an amount that they believe to be usual and customary and they may state that our fees are above their interpretation of the usual and customary fees. We would like to make you aware of this possibility as we do not base our fees on what insurance companies feel are usual and customary and therefore, we do not reduce bills to reflect what insurance companies feel the customary fee should be. The physicians in this office are New York University Medical School and Mount Sinai School of Medicine Faculty and are specialists in their field, whose fees reflect their expertise.

If you have insurance, please bring your plan information with you to your first visit. We do accept direct payment from Medicare and several other plans. we will work with you to help you receive the maximum benefits to which you are entitled.

We will also file any insurance claims for you electronically. If you have questions regarding your coverage, please ask a member of our business office staff and we will work with you to find the answer.

Managed Care Plans

Our office does participate in many of the major managed care insurance plans. If you are a member of one of them, you are required by the plan to have your referral from your primary care physician with you at the time of your initial visit. Unfortunately, due to managed care company┬╣s rules, we are unable to see you under the terms of these plans if you have not obtained your prior referral. In addition, you will have to be directly responsible for any procedure deemed cosmetic in nature not covered by these plans as we are prohibited from billing these procedures directly to the insurer for you. In order to reduce costs, all co-payments for any managed care encounter must be remitted prior to the completion of each visit.

List of Insurances Accepted by Provider:

*Please note, Embblem Health HIP, Emblem Health GHI HMO, Oxford Liberty are not accepted*

Dr. Darrell Rigel
  • Palmetto Medicare
  • Medicare
Dr. Rachel Nazarian & Dr. Samer Jaber
  • Aetna
  • Anthem
  • Blue Cross Blue Shield
  • Blue Cross Blue Shield Federal
  • Cigna MVP
  • Emblem Health GHI PPO*
  • Empire Plan
  • Great West
  • Medicare
  • Nippon Life Insurance
  • Oxofrd
  • UHC
  • UMR
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